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LTV Ratio
80.0%
Loan CHF 680’000 / Property CHF 850’000
Equity Position
20.0% equity
CHF 170’000 down payment — meets 20% minimum
Estimated Monthly Mortgage Payment (25-year term)
At 2%
CHF 2’882
/month
At 3%
CHF 3’225
/month
At 4%
CHF 3’589
/month
Affordability (Imputed 5% Rate)
46.6%
of gross income — must be below 33%
Overall Eligibility
Unlikely